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Fixed Deposits

Fixed-deposit

Presenting “SANCHAY” – a Deposit Scheme by LIC Housing Finance Ltd., which brings you a unique opportunity for a highly secured investment with equally high returns.

There are two types of Deposits: -
1) Public Deposit Scheme
2) Corporate Deposit Scheme

For further details click here

Public Deposit Scheme

  • Resident Individuals, Non-Resident Individuals, HUFs, Partnership Forms, Co-Operative Societies, Association of Persons and Trusts (Company is Eligible to accept deposits from trusts
  • Monthly Option – Rs. 2,00,000/-
  • Yearly Option – Rs. 10,00,000/-
  • Senior Citizens: Additional interest @ 0.25% p.a. (for deposits Rs. 10000/- to below Rs.20 Crores) on all tenures.
  • public-deposit

    Corporate Deposit Scheme

    corporate-deposit

  • Body Corporates, Public Limited Companies, Private Limited Companies, Corporations, Statutory Board, Local Authorities, Banks, Financial Instittions, and other such institutions as may be decided by LICHFL.
  • Interest Rates

    Interest rates effective from 01.04.2021 on deposits upto 20 Crore

    Term Public Deposits Corporate Deposits
    Interest Rate Monthly
    (Non-Cumulative)
    Interest Rate Yearly
    (Non-Cumulative/Cumulative)
    Interest Rate Yearly
    (Non-Cumulative/Cumulative)
    1 Year 5.10% 5.25% 5.25%
    18 Months 5.35% 5.50% 5.50%
    2 Years 5.50% 5.65% 5.65%
    3 Years 5.60% 5.75% 5.75%
    5 Years 5.60% 5.75% 5.75%